How Pawning Works

Car broke down? Need to pay your water bill? Need emergency cash for any reason? City Collateral is here to help. Just like a bank, City Collateral offers short term lending solutions to clients on a daily basis. The only difference is that we hold your item (collateral) in our secured facility until you repay your loan. Just bring anything of value to us and our trained appraisers with value the item based on original price, market conditions and condition of the item and will offer you a no-obligation quote for your valuable item. In less than 10 minutes you can turn your item into instant cash for whatever you may need.


How it Works

  • Loans at City Collateral are on a 90 day contract
  • Repayment must occur within the 90 day period covering both principal plus interest
  • Can’t afford to reclaim in 90 days? No problem. Pay the current interest to receive an extension
  • You must be 18 years of age and possess two valid ID’s including at least one Gov’t issued photo ID
  • Instant Cash in 10 minutes or less
  • No limits to the number of outstanding loans per customer
  • No credit checks – even if you default on your loan, your credit rating is unaffected
  • No storage fees